In general, you can visit Wings Insurance on the Internet without telling us who you are and without giving any personal information about yourself. You may choose to give us personal information in a variety of situations. For example, you may want to give us information, such as your name and address or e-mail id, to correspond with you. You may give us your education and work experience in connection with a job opening at Wings Insurance that you wish to be considered for. We intend to let you know how we will use such information before we collect it from you; if you tell us that you do not want us to use this information to make further contact with you beyond fulfilling your requests, we will respect your wishes. If you give us personal information about somebody else, such as a spouse or work colleague, we will assume that you have their permission to do so.

If you request something from Wings Insurance Web site, for example, a product or service, a callback, or specific marketing materials, we will use the information you provide to fulfill your request. To help us do this, we may share information, with others, for instance, other parts of Wings Insurance, Wings Insurance's Business Partners, financial institutions, shipping companies, postal or government authorities (for example, Customs authorities) involved in fulfillment. In connection with a transaction we may also contact you as part of our customer satisfaction surveys or for market research purposes.

The information you provide to Wings Insurance on certain Wings Insurance Web sites may also be used by Wings Insurance and selected third parties for marketing purposes. Before we use it, however, we will offer you the opportunity to choose whether or not to have your information used in this way.

We intend to protect your personal information and to maintain its quality. We implement appropriate measures and processes, such as using encryption when transmitting certain sensitive information, to help us to keep your information secure and to maintain its quality.

From time to time we may supplement information you give us via Wings Insurance Web site with information from other sources, such as information validating your address or other available information about businesses. This is to help us maintain the accuracy of the information we collect and to help us provide a better service

Please be aware that in certain circumstances, it is possible that personal information may be subject to disclosure pursuant to judicial or other government subpoenas, warrants, or orders.

Wings Insurance Web sites may contain links to other Web sites. Wings Insurance is not responsible for the privacy practices or the content of those other Web sites.

This privacy statement was last updated on March 9, 2004. A notice will be posted on our Web site home page for 30 days whenever this privacy statement is changed in a material way.